Located in Garland, Jagwan Insurance & Financial Services offers a variety of auto insurance policies to meet the needs of residents in the Metroplex and Texas. The policies available through our office provide different coverage levels that financially protect you in an accident. Working with one of our agents allows you to select the best coverage tailored to your needs.
Understanding Texas Car Insurance Requirements
Under Texas law, drivers must have proof that they can afford to cover the cost of any accidents they cause. The most common way vehicle operators satisfy this requirement is by purchasing liability coverage. At a minimum, you must have what is known as "30/60/25 Liability" coverage. However, you may want to select a policy with higher liability limits to reduce or eliminate out-of-pocket expenses. Texas policies also have Personal Injury Protection (PIP) and Uninsured/Underinsured coverage unless declined in writing.
In addition to liability, PIP, and Uninsured/Underinsured coverage, you should consider other areas that will protect you. These include:
- Comprehensive (other than collision): Covers you if the car is stolen or damaged in an event other than a collision, such as a flood, fire, and vandalism
- Collision: Replace or repair your vehicle after an accident
- Towing and Labor: Covers events such as towing and basic services like jump-starts for batteries and replacing a flat tire.
- Rental Reimbursement: Covers costs to rent a car if yours is stolen or out-of-service after an accident.
Are you planning a drive to Mexico? If so, remember that most American auto insurance policies are not recognized in Mexico. Before traveling outside the United States, talk with an agent to ensure proper vehicle coverage is available.
Contact Jagwan Insurance & Financial Services Insurance Today
Contact an agent from Jagwan Insurance & Financial Services to discover a reliable insurance policy that meets your present automobile insurance needs. Please call us today.