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Jagwan Insurance & Financial Services

Health Insurance

Health insurance is necessary because it protects you before you get sick or hurt. If you get ill or hurt and need medical attention, your health insurance will prevent you from paying high medical bills. We offer health insurance here at Jagwan Insurance & Financial Services in Texas.

Health Insurance Requirements

There are no laws in the state of Texas that require you to obtain health insurance. However, it is highly recommended since you will be responsible for paying costly medical bills and prescriptions at full price without insurance.

Health Insurance Coverage

Health insurance is available in various plans. These plans cover preventative services such as wellness visits, shots, and screening tests. These are services to help you stay healthy and prevent future health problems.

There are several different types of health insurance plans available.

HMOs

These are known as health maintenance organizations and supply you with a local network of participating doctors, hospitals, and other health care facilities and professionals you can select from. You will need to make sure you choose a PCP from their network.

EPOs

These are known as exclusive provider organizations and offer you a network of providers participating in this program from which you can fromoose. Many plans do not include coverage for care not in the network except for emergencies.

POS

These plans combine HMO and PPO plans and are smaller than a typical PPO plan. If you need to see a specialist, you will be required to obtain a referral with this type of plan.

PPOs

PPOs offer the largest network of participating providers, leaving you with many to choose from. You can also see providers outside your network, but you will have to pay the difference.

Quotes

If you live in Texas and need health insurance, call us at Jagwan Insurance & Financial Services today for a quote.

Partner Carriers

  • Aegis
  • AIG
  • AmTrust
  • BlueCross Blue Shield
  • Bristol West
  • Chubb
  • CNA Surety
  • Employers
  • Encompass
  • Foremost
  • Gainsco
  • Hagerty
  • Hanover
  • Infinity
  • Kemper
  • Markel
  • Nationwide
  • Progressive
  • RPS
  • Safeco
  • The Hartford
  • Travelers
  • Velocity